Which option describes a Limited Lines Representative?

• A. A person authorized to sell all types of insurance
• B. A person authorized to sell contracts for the type of insurance identified by the license
• C. A claims adjuster for a single insurer
• D. A broker who handles group plans

Answer: (B)

A Limited Lines Representative is someone whose license restricts the types of insurance they may sell to only the lines identified on that license. The statement that describes selling contracts for the type of insurance identified by the license matches this idea exactly. It shows authority is confined to a specific line, not all lines.

This is different from selling all types, which would require a broader license; from being a claims adjuster, whose role is to settle claims rather than sell policies; or from a broker handling group plans, which is a different licensing area and scope of authority. The key point is that limited lines are narrowly defined on the license and the person may only sell those specified contracts.