What is the length of the free look period?

• A. 20 days
• B. 10 days
• C. 30 days
• D. 7 days

Answer: (B)

The main idea here is the free look period—the window after you receive a policy to review it and decide if you want to keep it. For North Carolina health insurance policies, this period is ten days. It starts when the policy is delivered to you (or mailed to you). If you decide to cancel within those ten days, you can return the policy and get a full refund of any premiums paid, and the policy is treated as if it never existed.

The other durations listed (seven, twenty, or thirty days) aren’t the standard free look length for typical NC health policies, though some specialist products or other jurisdictions may differ.