Regarding the SSDI trigger, which statement is correct?

• A. Disability is expected to last 24 months
• B. Disability is expected to last 12 months or more
• C. Disability is permanent
• D. Disability must be due to work injury

Answer: (B)

The key idea here is how long the disability is expected to last. For SSDI, a disability qualifies when medical evidence shows it is expected to last at least 12 months or to result in death. This duration requirement focuses on long-term impact, not on whether the condition is permanent or how it started.

The statement that disability is expected to last 12 months or more reflects this rule exactly. It captures the threshold that makes someone eligible for SSDI benefits based on the anticipated duration of their impairment.

Why the other ideas don’t fit: needing disability to last 24 months sets an unnecessary minimum beyond 12 months; permanence isn’t required—many conditions meet the 12-month-or-longer test without being declared permanent; and SSDI eligibility isn’t limited to work-related injuries—the disability can stem from any medical condition as long as the duration and other criteria are met.